Welcome to HomeSmart Advisors (operated by Mar Vista Solutions and Investments DBA HomeSmart Advisors). These Terms of Service ("Terms") govern your use of our website located at https://homesmartadvisors.com ("Site"), as well as any services, content, tools, communications, and features provided through the Site.
By accessing or using our Site, you agree to be bound by these Terms. If you do not agree, you must discontinue use immediately.
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Use of the Website
You may use this website only for lawful purposes and in accordance with these Terms. You agree not to:
Use the Site in any way that violates applicable federal, state, or local laws, including mortgage advertising laws, lending regulations, and TCPA rules.
Attempt to gain unauthorized access to any portion of the Site.
Use automated systems ("bots," "scrapers," etc.) to extract content without permission.
Misrepresent your identity or submit false information through our forms.
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No Commitment to Lend
Any information provided on this Site is for informational and educational purposes only.
Nothing on the Site constitutes:
A commitment to lend
A loan approval
A rate lock
Legal, financial, or tax advice
Loan approvals are subject to verification of credit, income, assets, property condition, underwriting guidelines, and applicable laws.
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Accuracy of Information
We strive to keep the information on this Site accurate and up to date. However:
Interest rates, payment estimates, and loan program details may change without notice.
We disclaim any liability for typographical, technical, or content errors.
You agree that it is your responsibility to verify information prior to relying on it.
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User Submissions & Lead Forms
When you submit information through any form on our Site, you agree that:
All information you provide is accurate and truthful.
You are submitting information voluntarily and with the intention of being contacted.
You are at least 18 years old.
Submission of information does not create a borrower - lender relationship.
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SMS Text Messaging & TCPA Consent
By submitting a form containing your phone number, you acknowledge and agree that:
You provide express written consent to receive SMS text messages, phone calls, and emails from Mar Vista Solutions and Investments DBA HomeSmart Advisors related to your inquiry.
Messages may be sent using:
Automated dialing technology
SMS platforms
Email automation tools
Message frequency varies. Standard message & data rates may apply.
You may opt out at any time by replying STOP to any text message.
Reply HELP for assistance.
Consent is not a condition of applying for a loan, receiving services, or purchasing any product.
This section is required for compliance with the Telephone Consumer Protection Act (TCPA) and A2P/10DLC carrier rules.
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Privacy Policy
Your use of the Site is also governed by our Privacy Policy, which explains:
How we collect personal information
How we use it
How it is stored and safeguarded
By using the Site, you agree to the terms of the Privacy Policy.
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Third-Party Links
The Site may contain links to third-party sites or services.
We are not responsible for:
The content, practices, or policies of third-party websites
Any services or products offered by third parties
You access third-party links at your own risk.
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Intellectual Property
All content on this Site - including text, images, logos, videos, graphics, layouts, and downloadable materials - is the property of HomeSmart Advisors or its licensors.
You may not:
Copy, reproduce, or modify content
Sell or distribute content
Use content for commercial purposes without written permission
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Disclaimers
The information on this Site is provided "as-is" without warranties of any kind.
We disclaim all liability for:
Errors, omissions, or outdated content
Website downtime or interruptions
Actions taken based on information from the Site
To the fullest extent allowed by law, you agree to hold HomeSmart Advisors harmless for any damages arising from use of the Site.
10. Limitation of Liability
In no event shall HomeSmart Advisors or its officers, employees, or partners be liable for:
Direct, indirect, incidental, special, or consequential damages
Loss of data
Loss of profits
Website errors or delays
Inaccuracies in loan scenarios or rate estimates
Your sole remedy is to stop using the Site.
11. Indemnification
You agree to indemnify and hold HomeSmart Advisors harmless from any claim arising from:
Your use of the Site
Your violation of these Terms
Your violation of laws or regulations
Your submission of false or misleading information
12. Governing Law
These Terms are governed by the laws of the State of California without regard to conflict of law rules.
Any dispute arising from the Site or these Terms shall be resolved in the state or federal courts located in Orange County, California.
13. Changes to These Terms
We may update these Terms at any time without notice.
The updated version will be posted on this page with the updated date.
Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
14. Contact Information
For questions about these Terms, contact:
HomeSmart Advisors
Mar Vista Solutions and Investments DBA HomeSmart Advisors
555 Anton Blvd Suite 383
Costa Mesa, CA 92626
949-209-7667 | aramirez@homesmartadvisors.com